Twelve-year-old Earl Capers is planning for his financial future.

"I hope to learn how to save, make money, that stuff," the Suffern boy said. "I have savings that I want to invest. I want to learn how to invest."

Earl and two friends — brothers Kyle Blair, 11, and Kenny Blair, 12 — will attend a free financial seminar Saturday designed to teach 12- to 16-year-olds about basic financial literacy.

Sponsored by the Xi Lambda Lambda chapter of the Omega Psi Phi Fraternity, the seminar is the first of four or five planned for this year to teach county residents — especially minorities — the fundamentals of personal finance. 

"I'm an accountant ... a tax accountant, and I'm amazed that a lot of people over the last few years ... had members in their family die and they didn't know what to do," Dennis McGloster, fraternity chapter president, said yesterday.  more >>